Terms of Service

By creating an account and using MTD for Landlords (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service. These Terms constitute a legally binding agreement between you ("User", "you") and MTD for Landlords ("we", "us", "our"). We may update these Terms from time to time; continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.

MTD for Landlords is a web-based software application designed to help UK landlords: • Record and categorise property income and expenses • Generate quarterly and annual financial summaries • Prepare for compliance with HMRC's Making Tax Digital (MTD) for Income Tax Self Assessment (ITSA) requirements • Export formatted data for accountants or direct submission The Service is provided on a software-as-a-service (SaaS) basis. We reserve the right to modify, suspend, or discontinue any part of the Service at any time with reasonable notice.

To use the Service you must register for an account. You agree to: • Provide accurate and current information during registration • Keep your password secure and confidential • Notify us immediately at support@mtdforlandlords.co.uk if you suspect unauthorised access to your account • Be responsible for all activity that occurs under your account You must be at least 18 years old and have the legal capacity to enter into this agreement. One account per individual user; accounts are non-transferable.

You agree not to: • Use the Service for any unlawful purpose or in violation of any applicable UK or international law • Upload false, misleading, or fraudulent financial data • Attempt to gain unauthorised access to any part of the Service or its underlying systems • Reverse engineer, decompile, or disassemble any part of the Service • Use the Service to process data on behalf of third parties in a professional capacity (e.g. as an accountant acting for clients) without a separate written agreement with us • Introduce viruses, malware, or other malicious code We reserve the right to suspend or terminate your account if we reasonably believe you have violated these provisions.

We aim to provide a reliable and available service but we do not guarantee uninterrupted, error-free access. The Service is provided "as is" and "as available". We may carry out maintenance that temporarily affects availability; where possible we will provide advance notice. MTD for Landlords is currently in an early-access / beta phase. Features may change, and data exports or summaries should be reviewed before submission to HMRC or use for tax purposes.

You retain ownership of all financial data, transaction records, and other content you upload to the Service ("Your Data"). By uploading Your Data, you grant us a limited licence to store, process, and display it solely to provide the Service to you. We do not sell or share Your Data with third parties for marketing purposes. Please review our Privacy Policy for full details of how we handle your data. You are responsible for the accuracy of data you input and for ensuring that any CSV or bank export files you upload comply with applicable data protection laws (for example, ensuring they do not contain the personal data of tenants beyond what is strictly necessary).

All intellectual property rights in the Service, including software, design, branding, and documentation, are owned by or licensed to MTD for Landlords. Nothing in these Terms transfers any intellectual property rights to you. You may not copy, modify, adapt, or create derivative works from any part of the Service without our prior written permission.

The Service is a productivity and record-keeping tool. It does not constitute financial, tax, or legal advice. You remain solely responsible for the accuracy of your tax filings and for compliance with HMRC obligations. We strongly recommend you work with a qualified accountant or tax adviser. To the maximum extent permitted by law: • We exclude all warranties, express or implied, including any implied warranties of fitness for a particular purpose • We will not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business • Our total aggregate liability to you for any claim arising under or in connection with these Terms or the Service shall not exceed the total fees paid by you to us in the 12 months preceding the claim, or £100, whichever is greater Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud, or any other matter that cannot be excluded under English law.

You may close your account at any time by contacting us at support@mtdforlandlords.co.uk. Upon closure, we will delete or anonymise your personal data in accordance with our Privacy Policy and data retention schedule. We may suspend or terminate your account immediately if you breach these Terms or if we are required to do so by law. We will give reasonable notice where possible.

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of England and Wales. If you are a consumer located in Scotland or Northern Ireland, you may also have the right to bring proceedings in your local courts.

If you have any questions about these Terms or the Service, please contact us: Email: support@mtdforlandlords.co.uk We aim to respond to all enquiries within 3 business days.